Uninsured Motorists Rule

We were returning from a flea market on Big Pine Key last Sunday, mile from home, northbound on US Hwy 1, when a southbound vehicle turned left, crossing our path. First she hesitated, then proceeded to cut us off. April tried to miss her but as we were in the right lane and the truck behind us had swerved into the left, she had no choice but to hit her. April’s air bag kept her from hitting the wheel and she only had a few marks on her right arm and a bit of soreness as well as a mark on her stomach. I was a bit stiff the following couple of days. At first the woman in the other car claimed no injury but as the police arrived she opted for an ambulance ride. Probably good precaution or maybe a way to keep from being arrested for failing to carry insurance on her vehicle. Judging by the existing damage and duct tape on her front end it’s not her first altercation.

When we insured April’s Mustang we opted not to carry the uninsured motorist package. In Florida you are not issued a registration or plates till you prove you have insurance. Apparently there is no system in place to alert authorities when it lapses?! Our insurance company has no interest in the car as such so we are free to do what we want w/ it. Once we get a couple of estimates we will try to pull things out enough that it can hopefully be driven. The estimates will be needed in court as that is our only means of getting any compensation.

Besides the obvious damage in the pictures her top no longer latches on the passenger side, off by an inch, and the driver’s door is out of alignment. Obviously the frame is tweaked and it’s a wonder the windshield hasn’t shattered, yet. Small bit of luck is that our neighbor in the boatyard has a roll-back and was able to pick us up saving a tow fee. Also he is a mechanic/body man.

Making matters worse if the car cannot be fixed is the fact that April just had the entire interior replaced as well as a new top put on. The seats even have purple mustangs embroidered in them. The floor mats still have the plastic on them.

The scene from where we stopped.

The scene from where we stopped.


Offending lady's car

Offending lady’s car

Skid marks

Skid marks

April's Mustang

April’s Mustang








4 responses to “Uninsured Motorists Rule

  1. Glad everyone is ok. Sorry about car. Once you figure what parts you need, let me know I can check around here. Might be looking for a small favor down by you. Contact me.


  2. Mike, I am trying to contact Todd to get your number but haven’t heard back yet. Will give you a call as soon as I get it.

  3. I tried Todd too, left voicemail. No worries, believe I talked guy into shipping instead. My home # is in white pages, if not there leave message, I will get back to you.
    Hope everything is will with everyone.


  4. Wow, I would have kind of expected some more updates by now. LOL. I lost this link on the phone & couldn’t find it. Hope all is well.


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